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The Escrow Cushion Refund That Shows Up After You Refinance A few weeks after your refinance closes, a check lands in the mailbox from your old servicer...
The 30-Year Payment You've Been Making on a 15-Year Kind of Balance You look at your amortization schedule one afternoon, curious about where you stand,...
That 22% Credit Card Interest Is Costing You a Vacation Every Year You pay the card down every month, more than the minimum, on time. And the balance ba...
The Mortgage Statement That Shows Two Numbers You Never Compare Pull up your last mortgage statement. Somewhere near the middle, usually under a heading...
The Home Improvement Loan Line You're Paying Interest On Twice The new deck is holding up beautifully, the kitchen finally has the counter space you wan...
The Home You'd Buy Right Now If You Just Ran the Numbers You've been half-watching listings for a while. Saving the ones you like, closing the app, tell...
The VA Loan Benefit Most Veterans Never Use You served, you closed on your home with a VA loan years back, and life kept moving. What most veterans neve...
The Home Equity You Can Tap Without Ever Selling Your House You've probably done the mental math at some point. The home is worth more than you owe, may...
Can You Consolidate Debt Right After Changing Jobs? > Quick Answer: Yes, you can consolidate debt after a job change if your new income is stable and do...
Refinancing With Late Payments on Your Record TL;DR: Late payments don't automatically disqualify you from refinancing. Depending on the type of loan, h...
Using Home Equity to Help Care for Aging Parents TL;DR: If you're a Middle Tennessee homeowner helping care for aging parents, your home equity could fu...
Can You Get a Mortgage With an ITIN? TL;DR: Yes, it's possible to get a mortgage using an Individual Taxpayer Identification Number (ITIN) instead of a ...
Should You Pay Off Debt Before Buying a Home? TL;DR: Consolidating debt before buying can improve your mortgage rate, but waiting and using a cash-out refi...
Should You Refi or Take a Second Mortgage? TL;DR: A cash-out refinance that consolidates debt into one payment often beats a second mortgage when your exis...
FHA Loans Keep Winning Over Franklin Buyers TL;DR: FHA loans remain the most popular choice for first-time buyers in Franklin because they accept lower dow...
Buying a Home in Franklin Gets Harder Every Year A three-bedroom home in Franklin's Fieldstone Farms neighborhood sold for around $350,000 five years ago. ...
Should You Keep Renting in Franklin? Franklin rent isn't cheap. A two-bedroom apartment in Cool Springs or near downtown can run $1,800 to $2,200 a month t...
How Much Does Debt Consolidation Refinancing Actually Save? A $2,200 mortgage payment, a $450 car payment, a $280 minimum on credit cards, and a $190 stude...
Getting a Mortgage When You're Self-Employed A W-2 makes mortgage underwriting straightforward. You earn a salary, your employer verifies it, and the lende...
How to Turn Your Home Equity Into One Monthly Payment Carrying balances on three credit cards, a car loan, and maybe a personal loan you took out during...
Tapping Your Home Equity While Keeping the House You Love That 2.9% mortgage rate you locked in back in 2021? It's basically a financial asset at this p...